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Banja Luka is the second largest city in Bosnia & Herzgovina. This beautiful town is surrounded by rolling green hills. It is split in two by the Vrbas, a very rough river that, just a short distance from Banja Luka, suddenly loses its waterfalls and cascades, and flows gently into town. Banja Luka has always been "a paradise valley" with a lot of greenery, water and fruits, as described by many travel writers who have visited this place.